University of the Pacific
71% accepted | 3k undergrads | Private | Stockton, CA
All academic fields
Key metrics
Publisher ranking
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star star star star_half star
3.9
Student review
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star star star star_half star
3.8
Student-to-faculty
14:1
Graduation rate
68%
Graduate on time
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44%
Retention rate
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86%
Costs
State residency
Family income
Sticker price (COA) help
Estimated aid
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Based on income
Estimated net cost
4-year net cost (x4)
Inflation adj. 3%
Personalize my costs.
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Funding Sources
4-year budget
$
College savings (529), earnings in college.
Funding gap (debt)
Merit: 0% of students (87% w/o need) get $25,437 (avg) in aid. Need: 76% met. See detail
pacific.edu: Financial aid | Net price calc
Earnings
Major
Earnings after 4 years N/A
$78,445
Real earnings
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Inflation adj. 8%
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$84,721
Tax rate
%
Get earnings after tax here to adjust rate.
Earnings after tax (AT)
Select repayment plan
For funding gap (debt)
Debt detail
% AT earnings to repay debt
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%
20% is a fast repayment level.
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% interest rate on debt
%
Federal rates with 20% PLUS.
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Plan comparison for debt
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Annual debt repayment
Earnings after tax and debt ---
Expenses
Grad destination
Popular grad destinations
Earnings after tax and debt ---
Cost of living | 1 adult, 0 children
Studio apartment
$1,950 - $3,440/mo
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$23,400
Grocery shopping help
$4,604
Transportation
$9,755
Healthcare
$5,923
Necessities help
$11,886
Entertainment help
$4,754
Other
$
Costs or offsets to adjust cost of living.
Total cost of living
Earnings after tax, debt + cost of living
Savings
Deficit
Cost of living ratio: 1.76x
Costs
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Lifestyle
Postgrad earnings and expenses
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Cities with the star within the red area may be unaffordable.
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| Location adjusted | Savings | ||
|---|---|---|---|
| Ratio | Earnings | / Deficit | |
| University of the Pacific | 1.44x | ||
| Location neutral earnings help | 1.00x | ||
| SF | San Francisco, CA | 1.76x | ||
| Stoc | Stockton, CA | 1.07x | ||
| LA | Los Angeles, CA | 1.32x | ||
| SAC | Sacramento, CA | 1.21x | ||
| SD | San Diego, CA | 1.38x | ||
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Location adjusted earnings - taxes - debt repay - cost of living expenses = ending savings / deficit.
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The colleges’ ratio reflects a weighted average of their graduates’ cost of living. Location neutral earnings is the weighted average of all graduates across all colleges, which is ~$39k or Salt Lake City’s cost of living.
Taxes
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