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Texas A&M University | TAMU

63% accepted | 58k undergrads | Public | College Station, TX
All majors

$72k

Earnings help
trending_up 7%

$18k

Debt help
61%

2.1

Repay help
75
Houston Texas Area
Dallas/Fort Worth Area
Bryan/College Station Texas Area
travel Postgrad lifestyle
Key metrics
Publisher ranking help
star star star star star
4.3
Student review help
star star star star star
4.1
Student-to-faculty
18:1
Years to repay cost help
2.14
Graduation rate
 
84%
Graduate on time help
 
61%
Retention rate help
 
94%
Earnings after 4 yrs
72k
Lifestyle Majors Campus Overview

Costs

State residency
Family income

Tuition & fees
0% last 3 years

Expenses see detail

Income-based free tuition exists.
$20,408
brightness_alert
In-state families making <$125k receive free tuition through Excelsior Scholarship program regardless of citizenship status.
emoji_objects Enter value in Other to adjust sticker price to reflect your eligibility for free tuition, etc...
emoji_objects Colleges often increase income limits so always check the latest eligibility requirements.
QuestBridge help

Books & supplies

$900

Housing & meals
On campus

$13,154

Personal expenses

$6,354
 
 

Other

$
Costs or offsets to adjust sticker price.

Sticker price (COA) help
in_home_mode In-state
[name] help

Estimated aid help
Based on income

Estimated net cost

4-year net cost (x4)
Inflation adj. 3%

 
Personalize my estimates. help
 
 
Funding Sources

4-year budget

$
College savings (529), earnings in college.

Funding gap (debt)

Merit: 18% of students (26% w/o need) get $4,730 (avg) in aid. Need: 68% met. See detail
Aid detail
Residency: US | Int’l
% undergrads awarded merit aid $ merit award help % need met
All students Without need Average With need
18% 26% $4,730 68%
Need methodology: FM
How is merit calc'd?
emoji_objects Merit aid is based on student academics, not financial need and is paid by the college.
emoji_objects Students awarded merit aid often have a high GPA or test scores near or above the 75th percentile. See scores
Endowment $ / student: $232,651 help
tamu.edu: Financial aid | Net price calc
brightness_alert
Net price is for all freshman, not just the 61% that receive grant and scholarship aid. Estimated aid for out-of-state freshman excludes all state/local government grant or scholarships. help

Earnings

Major

Earnings after 4 years N/A

$72,097

Real earnings ---
Inflation adj. 8% help

$77,865

Tax rate

%
Get earnings after tax here to adjust rate.
 

Earnings after tax (AT)

Select repayment plan

For funding gap (debt)
Debt detail

% AT earnings to repay debt
help

%
20% is a fast repayment level. help

% interest rate on debt

%
Federal rates with 20% PLUS. help
Plan comparison for debt help

10-yr repay
 

25-yr repay
 

% earnings
 

Annual debt repayment

Earnings after tax and debt ---

Lifestyle

Postgrad earnings and expenses

emoji_objects Cities with the star within the red area may be unaffordable. help
Major:
Location adjusted Less tax, debt + cost of living Savings
Ratio Earnings Tax Repay Expenses / Deficit
Texas A&M University | TAMU 1.04x
Location neutral earnings help 1.00x
HOU | Houston, TX 0.96x -32k = 
DTX | Dallas, TX 1.07x -34k = 
CS | College Station, TX 0.88x -33k = 
ATX | Austin, TX 1.15x -36k = 
SATX | San Antonio, TX 0.92x -30k = 
= 
emoji_objects Location adjusted earnings - taxes - debt repay - cost of living expenses = ending savings / deficit.
emoji_objects The colleges’ ratio reflects a weighted average of their graduates’ cost of living. Location neutral earnings is the weighted average of all graduates across all colleges, which is ~$39k or Salt Lake City’s cost of living.
Taxes help

Expenses

Grad destination

Popular grad destinations

Houston Texas Area
Dallas/Fort Worth Area
Bryan/College Station Texas Area
Austin Texas Area
San Antonio Texas Area
San Francisco Bay Area
Washington D.C. Metro Area
Greater New York City Area
Greater Denver Area
Greater Los Angeles Area
Greater Seattle Area
Corpus Christi Texas Area

Earnings after tax and debt ---

Cost of living | 1 adult, 0 children

Studio apartment
$710 - $1,610/mo help

$8,520

Grocery shopping help

$3,043

Transportation

$9,560

Healthcare

$4,124

Necessities help

$4,985

Entertainment help

$1,994
 

Other

$
Costs or offsets to adjust cost of living.

Total cost of living

Earnings after tax, debt + cost of living
Savings
Deficit

Cost of living ratio: 0.96x
Methodology and documentation
Costs help
© 2025 GradBetter
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GradBetter is not affiliated with any college or educational institution. Our goal is to organize information that families may find useful and help students graduate in a better place. Our calculations are estimates for educational and illustrative purposes only and should not be construed as financial or tax advice. Please consult a qualified professional regarding financial decisions.
All of our estimates, including aid, need, merit, earnings, debt, cost of living, etc… are just that, estimates. They are not binding on GradBetter nor a final representation of your aid award or any outcome. A college’s aid policies and costs are subject to change and may not be fully reflected in our estimates.