Financial Campus Overview Fields

Costs

State residency
Family income

Tuition & fees
trending_up 4.6% last 3 year

Expenses see detail

Income-based free tuition exists.
$23,722

Sticker price (COA) help

Estimated aid help
Based on income

Estimated net cost

4-year net cost (x4)
Inflation adj. 3%

 
Personalize my costs. help
 
 
Funding Sources

4-year budget

$
College savings (529), earnings in college.

Funding gap (debt)

vt.edu: Financial aid | Net price calc
brightness_alert
Net price is for all freshman, not just the 60% that receive grant and scholarship aid. Estimated aid for out-of-state freshman excludes all state/local government grant or scholarships. help

Earnings

Major

Earnings after 4 years N/A

$81,698

Real earnings ---
Inflation adj. 8% help

$88,234

Tax rate

%
Get earnings after tax here to adjust rate.
 

Earnings after tax (AT)

Select repayment plan

For funding gap (debt)
Debt detail

% AT earnings to repay debt
help

%
20% is a fast repayment level. help

% interest rate on debt

%
Federal rates with 20% PLUS. help
Plan comparison for debt help

10-yr repay
 

25-yr repay
 

% earnings
 

Annual debt repayment

Earnings after tax and debt ---

Expenses

Grad destination

Popular grad destinations

Washington D.C. Metro Area
Roanoke Virginia Area
Richmond Virginia Area
Norfolk Virginia Area
Greater New York City Area
Baltimore Maryland Area
Raleigh-Durham North Carolina Area
San Francisco Bay Area
Charlotte North Carolina Area
Greater Philadelphia Area
Greater Atlanta Area
Charlottesville Virginia Area

Earnings after tax and debt ---

Cost of living | 1 adult, 0 children

Studio apartment
$840 - $2,660/mo help

$10,080

Grocery shopping help

$3,862

Transportation

$8,838

Healthcare

$4,465

Necessities help

$7,978

Entertainment help

$3,191
 

Other

$
Costs or offsets to adjust cost of living.

Total cost of living

Earnings after tax, debt + cost of living
Savings
Deficit

Cost of living ratio: 1.25x
Costs help

Lifestyle

Postgrad earnings and expenses

emoji_objects Cities with the star within the red area may be unaffordable. help
Major:
Location adjusted Less tax, debt + cost of living Savings
Ratio Earnings Tax Repay Expenses / Deficit
Virginia Tech | VT 1.17x
Location neutral earnings help 1.00x
DC | Washington, DC 1.25x -38k = 
Roan | Roanoke, VA 0.89x -32k = 
Rich | Richmond, VA 1.11x -37k = 
Virg | Virginia Beach, VA 1.08x -36k = 
NYC | New York, NY 1.57x -52k = 
= 
emoji_objects Location adjusted earnings - taxes - debt repay - cost of living expenses = ending savings / deficit.
emoji_objects The colleges’ ratio reflects a weighted average of their graduates’ cost of living. Location neutral earnings is the weighted average of all graduates across all colleges, which is ~$39k or Salt Lake City’s cost of living.
Taxes help